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FOR EMPLOYER GROUPS AND EMPLOYEES

Life and Disability Insurance

While we all know having health insurance is important, it’s not always enough. We designed our life and disability products and services to complement medical coverage and provide additional financial protection for employees.

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Protect Your Family's Financial Future

Provide for your loved ones in the event of an untimely death. If your employer offers these benefits, choosing this coverage may be the wisest decisions you make to protect those who depend on you.

Life Insurance

Life insurance coverage can replace lost income, cover burial or other final expenses and pay off a mortgage.

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Accidental Death & Dismemberment

AD&D insurance can provide benefits when you and your family need it most.

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Life Insurance Needs Calculator

Use the life insurance calculator to help determine if life insurance is right for your family.

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Whole Person Protection

We do everything in our power to stand with our members in sickness and in health. And for us, it's not only a core value, but it's woven into the DNA of who we are as an organization. Learn more about what we do.

 

Protect Your Paycheck

With disability insurance offered through your employer, you can continue to earn a living and protect those who depend on you.

Short-Term Disability

Bills and everyday needs don’t stop because someone can’t work. An injury or sickness can endanger an individual’s most important asset: the ability to earn a living. Our Short-Term Disability plans pay benefits when injury or sickness prevents you from working and earning a paycheck. We offer Short-Term Disability programs tailored to meet the needs and cost expectations of both employers and employees.

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Long-Term Disability

Without a steady income, most people wouldn’t be able to make payments on their homes or keep their families financially stable. Our Long-Term Disability insurance allows you to financially protect yourself and your family by providing a convenient, economical way of securing an income while out of work for an extended period from an unexpected injury or sickness.

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Disability/Medical Integration

Employers can take advantage of an integration between our Health Advocacy Solutions (HAS) and Disability teams for a better disability claim experience. Employees can authorize medical information to be shared between HAS and Disability to streamline the claims process. This allows employees to focus on treatment and recovery, so they can return to work faster.

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Employers: Offering Life Insurance and Disability Benefits is a Key to Success

Life’s unexpected turns don’t have to affect your employees’ financial well-being. Attract and keep top talent with a range of products that can promote health, boost productivity, and protect the pockets of your people.

 

Ready to get started?

If you are an employer, contact us for details on how we can help provide your employees the protection they need.

 

Life and Disability Insurance Articles for You

 

Insurance products issued by Dearborn Life Insurance Company, 701 E. 22nd St. Suite 300, Lombard, IL 60148. Blue Cross and Blue Shield of Montana is the trade name of Dearborn Life Insurance Company, an independent licensee of the Blue Cross and Blue Shield Association.