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INDIVIDUAL & FAMILY

Metallic Levels: Choose Your Coverage Tier

Gold, Silver and Bronze levels give you a choice in coverage to better fit your needs. Ready to explore your 2025 plans? Shop during Open Enrollment, ending January 15th.

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Gold Level

Gold Level: Pay Your Costs Up Front

Prescriptions, specialist appointments, emergency care — by paying a higher monthly premium, Gold plans will cover more of your bill when you need health care. You can expect BCBSMT to cover roughly 80% of health care bills while you cover 20%.

Learn more about Gold level plans and how you may be able to enroll in one. 

Understand Gold Level
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Silver Level

Silver Level: Balanced Costs and Coverage

With a balance between your monthly premium amount and covered health care costs, Silver level plans offer a middle-of-the-road health insurance plan. Don't break the bank when it comes to your monthly bill or doctor bills.

Find out if a Silver level plan could fit your needs.

Understand Silver Level
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Bronze Level

Bronze Level: Save When Care Needs Are Low

Maybe you don't take any prescription medicine, or you're watching your budget in the upcoming year. If you're not planning on needing much care, low Bronze level premiums might help you find your most affordable health care option.

Explore the Bronze level costs and how to enroll in a plan.

Understand Bronze Level