Welcome to your BCBSMT plan. Here are a few resources to help you get started using your benefits:
INDIVIDUAL & FAMILY
Welcome to Your Montana Health Plan
Your Blue Cross and Blue Shield of Montana health insurance plan is ready for you. Learn about your benefits and how to start using them.
MEMBER RESOURCES
Manage Your Plan
Find in-network care
Log in to use Provider Finder® to find in-network hospitals, doctors and more.
Search now
Start using Blue Access for Members℠
BAM gives you access to everything you need to stay informed about your plan.
Sign up
Tell us how to contact you
Choose how you want us to contact you — email, phone or text.
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Find who to call for help
Check your contact options to find the best way to reach out for help.
Contact us
BCBSMT Plans
Understand BCBSMT's Different Plan Types
PPO
PPOs, or preferred provider organization plans, let you choose where you go for care without needing a referral. If you’re okay with paying more, you’re able to use providers outside your plan's network.
BCBSMT’s PPO plan, Blue Preferred PPO℠, is available all across Montana. Over 60 hospitals and 15,000 providers are in network, giving you more options for care throughout the state.
POS
POS, or point of service, plans have lower premiums than PPO plans and still provide flexibility when choosing care. With a POS, you’ll choose a primary care provider (PCP) but won’t need referrals for specialists.
BCBSMT’s POS plan, Blue Focus POS℠, provides coverage for 10 Montana counties. You’re able to visit out-of-network doctors but may have different benefits if you choose a provider not in-network.
ESSENTIAL BENEFITS
Understand Your Essential Benefits
Under the Affordable Care Act (ACA), there are many benefits that all plans must cover. Here are just a few:
Prescription coverage
Learn how your prescribed medicines are covered under your plan.
Review drug lists
Behavioral health
You have care and coverage options for your mental and emotional health.
Learn more
Preventive care
Learn how a good relationship with your doctor can help you stay healthy.
Get more infoBlog Resources