Frequently Asked Questions: Special Enrollment

Missing your premium payment normally isn't a life event that qualifies you for Special Enrollment.

If you still want to enroll in an Individual and Family health insurance plan, you'll likely have to wait until Open Enrollment. Open Enrollment begins every November 1. You don't need to go through a life event to enroll during Open Enrollment.

Once you've submitted your application and made your premium payment, you can't choose a different plan through Special Enrollment.

You can update certain details of your plan, like your primary care provider (PCP).

If you want a different plan than you selected, you can update your coverage during Open Enrollment. Open Enrollment begins every year on November 1.

You can. If you've gone through a life event that qualifies you for Special Enrollment, you can choose a new insurance provider, like BCBSMT. Shop with us to find a plan that better fits your needs.

If you don't qualify for Special Enrollment, you'll be able to update your plan starting November 1 during Open Enrollment.

If you're happy with the plan you chose during your Special Enrollment Period, there's nothing you need to do during Open Enrollment. Just continue making your premium payments for your coverage to stay active.

If you have updates to your coverage, like adding dependents, you should make those changes during Open Enrollment.

Please note, your plan costs and benefits may change for the new year.