Changing or Losing Your Job?

You have 60 days to enroll in a new plan after losing your employer benefits. This means you can wait until the Open Enrollment Period to enroll if you'd prefer. During Open Enrollment, anyone can apply and you won't have to show proof of your life event. Open Enrollment starts November 1st and normally lasts just over 2 months, ending January 16th.

If you missed your 60-day Special Enrollment deadline, you'll need to wait to enroll during the Open Enrollment Period. 

It’s possible, but the plan you had through your job may not be available through individual and family coverage or is offered at a different price. If you can keep the same plan through COBRA coverage, it may cost more than it did through your employer. With BCBSMT, you're able to compare the coverage you're eligible for if you can't keep your current plan or want something more affordable.

Visit our shopping platform to get started.

If your new job offers group, or employer coverage, they might give you the chance to enroll when you start your job. When you enroll in a group plan, you should be “disenrolled” in other coverage unless you choose otherwise.