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INDIVIDUAL & FAMILY

Bronze Health Care Levels

Explore Blue Cross and Blue Shield of Montana's Bronze level plans. Find our most affordable options if you don’t need health care often.

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Big Benefits in Montana For a Lower Cost

Each plan level is different in how much you’ll pay each month,how much of your health care bill is covered for things like hospital visits and prescriptions and how much your out-of-pocket costs are. 

With Bronze level plans, you can expect:

  • Lower monthly costs but higher deductibles
  • BCBSMT to cover 60% of health care costs while you pay 40% 
  • A low monthly cost — if you qualify for tax credit savings, it could be as little as $0
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Bronze Level COVERAGE

Is a Bronze Level Plan a Good Fit?

Bronze level plans offer low costs if you’re fairly healthy. Bronze level coverage may be a good fit if you:

  • Don’t normally visit your doctor beyond an annual check-up
  • Only cover yourself with your plan
  • Recently turned 26 or are self-employed

 

BRONZE LEVEL PLANS

Your Bronze Level Plan Options

  Blue Preferred PPOSM Blue Focus POSSM
Where this plan's offered: Carbon, Cascade, Flathead, Gallatin, Lake,
Lewis and Clark, Missoula, Musselshell, Stillwater,
Sweetgrass or Yellowstone county

Statewide for all Montana residents

Deductible:  $2500 – $9450 $4900 – $9450
Primary care copay:

 

0% – 30% of your visit, or $35 – $50 0% – 30% of your visit, or $45 – $50
Coinsurance:  0% – 50%  0% – 50%
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IN-NETWORK CARE

Understand Bronze Level Plan Networks 

Did you know each plan has its own network? Use our Find Care tool to explore the Bronze level plan networks. Choose to search as a guest, enter your ZIP code and select the plan to see its in-network care options. 

ENROLL

Ready to Shop?

Knowing your options is the first step to enrolling. Start shopping to find more plan details and learn if you qualify for premium tax credit savings. 

MORE PLAN OPTIONS

Explore the Other Metallic Levels

If you’re not sure Bronze level plans are a fit for you and your family, learn about our other metallic levels.

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Silver plans

Silver plans offer you a balance between your costs and coverage. 

Understand silver plans
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Gold plans

Gold plans help you save more on health care costs when you get care.

Understand Gold plans

CONTACT US

Get Help

Need help choosing? Have questions? Our health plan specialists are on-call to give you answers.

FAQs

Understand Bronze Level Plans