If you’re not sure Gold level plans are a fit for you and your family, learn about our other metallic levels.
INDIVIDUAL & FAMILY
Gold Health Care Level
Explore Blue Cross and Blue Shield of Montana's Gold level plans. Get the most value when your family needs health care.
Your Gold Standard of Coverage in Montana
Each plan level is different in how much you’ll pay each month, how much of your health care bill is covered for things like hospital visits and prescriptions and how much your out-of-pocket costs are.
With Gold level plans, you can expect:
- Deductibles starting at $750
- BCBSMT to cover 80% of health care costs while you pay 20%
- A higher monthly premium for lower out-of-pocket costs when you need care
GOLD LEVEL PLANS
Your Gold Level Plan Options
| Blue Preferred PPOSM | Blue Focus POSSM | |
|---|---|---|
| Where this plan's offered: | Carbon, Cascade, Flathead, Gallatin, Lake, Lewis and Clark, Missoula, Musselshell, Stillwater, Sweetgrass or Yellowstone county |
Statewide for all Montana residents |
| Deductible: | $750 – $1500 | $250 – $1500 |
| Primary care copay:
|
$10 – $30 | 20% of your visit or $30 |
| Coinsurance: | 25% – 30% | 25% – 40% |
More plan options
Explore the Other Metallic Levels
Silver plans
Silver level plans offer you a balance between your costs and coverage.
Understand Silver plans
Bronze plans
These are lower-cost options if you’re not planning to need much care.
Understand Bronze plansFAQs