Turning 26 and Losing Health Insurance Coverage?

You  normally have 60 days to enroll in a new plan after turning 26. This means you can wait until the Open Enrollment Period to enroll if you'd prefer. During Open Enrollment, anyone can apply and you won't have to show proof of your life event. Open Enrollment starts November 1st and normally lasts just over 2 months, ending January 16th.

If you missed your Special Enrollment deadline, you'll need to wait to enroll during the Open Enrollment Period. 

When you turn 26, you typically can’t be included as a dependent on any of your parents’ coverage. This means you will need to choose your own vision and dental plan when enrolling in health insurance coverage. 

You can choose to add dental coverage when you shop on our shopping platform and choose vision coverage independently. Learn more about your vision and dental coverage options with BCSBMT.

You may be able to keep your doctors when you enroll in a new plan, but you'll want to guarantee by checking. Search our Provider Finder^® tool and compare the doctors included in each plans’ network. 

If your doctor’s not in the network of your new plan, you can use Provider Finder to explore doctors who are in-network and close to home.