In most cases, turning 26 means you won't be covered under your parent's health plan anymore.1 The good news? Turning 26 is a Special Enrollment life event. This means you can choose your own Blue Cross and Blue Shield of Montana plan after turning 26.
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Special Enrollment: Turning 26
Why Get Health Care Coverage with BCBSMT?
- We're a name you can trust. With over 80 years of experience, BCBSMT is a trusted name in health care coverage. Stay protected with a company that has stood by generations of Montana families.
- Accidents happen. Even if you’re in good health, you never know when you might have an accident or get sick. A trip to the hospital could cost more than you might expect. Learn more about the benefits of health care coverage.
- You may get financial assistance. BCBSMT has many health plan choices to fit your needs and budget. Plus, you may be able to get help paying your monthly health plan bills with a premium tax credit. Learn how to find out if you qualify.
Start Shopping for Health Insurance Today
Compare your plan options, find out if you qualify for savings and start enrolling through our shopping platform.
What to Know Before You Enroll
Before you start looking for plans, here are a few important things to keep in mind:
Deadline
Once you lose coverage, you’ll typically have 60 days after your 26th birthday to sign up.
If you're choosing a health plan through your job, check with your benefits or HR department. You may have a different timeline.
Documentation
Because turning 26 means losing health care coverage, you'll need to send in documentation before you can finish your enrollment.
1 Up to age 26 unless medically disabled. Up to age 30 for unmarried military veterans.
Last Updated: June 06, 2024