Skip to main content

Language Assistance

 

Types of Health Insurance Coverage

When you’re looking for a new plan, you may come across different options like Individual and Family, Group, Dental and Vision, Medicare and Medicaid. If you’d like more coverage, like dental or vision coverage, check out the plan details before enrolling.

 
Smiling dad with son on shoulders holding kite above his head

Coverage for Individuals and Families

Individual and Family plans can help you stay covered if you’re a freelancer, small business owner or self-employed. You enroll in on your own during the Open Enrollment Period or with a qualifying event during the Special Enrollment Period.

Individual and Family plans:

  • Last a year or longer, and can usually be renewed
  • Offer different levels of coverage to meet your cost and health care needs
  • Offer these essential health benefits:
    • Emergency services, hospitalization, and preventive care
    • Maternity, newborn and pediatric care
    • Mental health care and substance abuse treatment
    • Lab services, prescription drugs, and disease management
    • Rehabilitative services and devices
  • May come with a premium tax credit, also known as a subsidy.  
 
Group of teenage friends sitting on a skate ramp

Group Health Insurance Plan

If you get your health plan through your job, this is called a group health insurance plan. It's also known as group coverage or a group plan. Most of the time, your employer will give you the info you need for any plan updates or changes.

 
Little girl wearing oversized glasses looking up at the sun

Dental and Vision

Living a healthy life means taking care of yourself – including your teeth, mouth and eyes. Dental and vision plans:

  • Can cover a wide range of dental and vision services, including routine care like annual visits.
  • Can be bought as part of your Individual and Family health plan or as stand-alone plans.
  • Please note that dental coverage is required for children 18 or younger under the Affordable Care Act.
 
An elderly couple looking at a map while camping

Medicare

Medicare is for people 65 or older, or people under 65 with certain disabilities or illnesses.

You can add to your Original Medicare Part A (hospital) and Part B (medical) to help strengthen your health insurance safety net:

  • Part C – Medicare Advantage Plans can be seen as all-in-one coverage, some with built-in prescription drug coverage.
  • Part D – Prescription drug coverage that pays for approved drugs not covered by Original Medicare Part A and B
  • Medicare Supplement Insurance Plans – May help pay for health care costs not covered by Original Medicare

Need more information? Attend an event with us.

 
A group of kids in costumes trick or treating with their parents

Medicaid and Children's Health Insurance Program (CHIP)

Medicaid and CHIP are types of low- or no-cost health insurance offered by the government. Your eligibility is based on your household size and income, and you can apply any time of year.

If you qualify, coverage can start right away.